Ferraris are over rated anyway
just wish i did it sooner. i had the bandwidth for a 2nd remote job back in 2022 and didnt think bigger picture
Max out all forms of IRAs and 401ks use the extra income to put the money to work for you.
A mentor once gave me two pieces of simple but great advice
-Keep in mind the truly wealthy have an average of 7 separate sources of income. 2 is just the start
-you work for you money, so that it can the work for you, when you realize what tha truly mean, your mindset will shift. If you best your ass for a paycheck and invest it all withing a couple of years you will have investments paying you so you can live off the returns work less and achieve more peace of mind, if you bust your ass for a paycheck, blow it all on bull shit then go bust your ass for 2 more weeks then you’re just staying in the circle, likely taking on more consumer debt and not growing. Avoid lifestyle creep for 2 years and you can change your life
Once you get a grasp on the second job start thinking of a passive investment opportunity that can generate monthly cash for fun and also lower your taxable income